There are a number of reasons people often hesitate to pool money in an investment, including misinformation, cultural beliefs and at times, sheer human nature.
In terms of culture, we see our friends or family doing something and as a result, we too are predisposed to doing it, because we feel comfortable in doing so – we are, after all, creatures of habit.
In terms of human nature, we believe that losses are difficult to bear and that only gains are pleasurable. This can often cloud our decision making abilities, especially when going between the two extremes of fear and greed come or how we often succumb to egoism, thinking that we are smarter than the entire investment market combined.
If we look at it from a ‘misinformation’ perspective, people believe that the investment market is generally dangerous, especially at a time like this and that market volatility and stability are somehow connected.
With Silks Investments
You’re in Good Hands
We not only bring over 15 years of global investment experience to the table, but have also helped first-time and experienced investors devise strategies and fully understand the risks which revolve around short-medium term investments, as well as medium-long term investments.
We are your gateway to safe investments and our experience and knowledge has helped investors from all walks of life create massive wealth, even when market conditions have been volatile and uncertain.
Why Invest in
UK properties?
Contrary to popular belief, NOW happens to be one of the best times to invest in the UK property sector. If you’re a first-time buyer, then don’t worry – our experts are available around the clock to help you understand market conditions at any point in time and make the safest investments which yield the best ROIs.
The UK housing market was off to a great start in 2020. With the Brexit issue at least half-resolved, the mortgage market has gotten more competitive than ever – house prices are looking strong, as is rental demand. In fact, the UK property sector was already well-placed to offset the impact of the pandemic.
Current projections indicate that there will be a 15% rise in house prices between 2020 and 2024, even though this applies to the UK market on a whole, with certain locations having even higher projections. Investing in brick and mortar properties, for example, has become a popular investment route for both new and experienced investors. Large ROIs are being reported from both capital appreciation and rental income.
Why should you have any reason to get left out?
Variety of Properties
Investment Expertise and Strategies
With us, you’ll never have to worry about covering up losses or investing in property that doesn’t perform as intended. We offer expert guidance and help devise investment strategies for the following property types and vehicles:
Buy to Let (BTL)
Buy to let is exactly what it implies – you buy a piece of property to let or rent it out in order to have an income stream. BTLs are among the only asset classes where you’re required to pay just 20-25% of the asset’s value while your bank finances the rest.As the number of landlords in the UK continues to increase, and people are always looking for accommodation, BTLs have proven to be an excellent investment vehicle, while also being one of the safest and best performing.
Buying to Refurbish or BRR
BRR is a popular acronym among investors and stands for ‘Buy, Refurbish, Refinance’. The general idea is to buy properties, refurbish them and refinance them, and eventually recycle your cash back out.Apart from buy to let properties, this highly effective investment strategy can be used for specific properties to generate income, such as commercial and HMOs. The essence behind BRR investing is to find properties where you can add value. If you combine it with buy to let, for example, you can build a very large portfolio with multiple income streams. In most cases, only minor refurbishment is required.
Block of Flats
There are a number of reasons to invest in blocks of flats or apartments. For instance, the entry purchase price is typically lower when compared to houses of the same size, and it’s quite likely that you’ll end up paying just two-thirds the cost of an actual house for high quality flats.Furthermore, blocks of flats traditionally offer higher cash returns and yields, and you can also spread out your risk should any one of the flats remain untenanted for a while.
Mixed Use Property (Commercial & Residential)
When it comes to diversifying investments, many investors turn to mixed-use property – i.e., buildings or offices with flats build above them, or even public houses featuring a mix of residential and commercial use. Unlike BTLs,mixed-use commercial and residential property is not subject to the 3% extra stamp duty. Yields are also higher than just residential property alone and commercial tenants carry out their own maintenance, which means you save large sums of money each year.
Lease Options
Lease options is a really affordable investment vehicle for first-time buyers. If this is the first time you’re coming across this term, then a lease option is a legal agreement which gives you control over a property to generate income from it, while also having the right to buy it later,although there is no obligation to do so. There’s very little upfront cash involved – as low as £1 – compared to the 25% deposit that you typically put down for other kinds of property investments. When the value of exceeds the purchase price which was originally agreed upon, you can buy it and unlock instant equity.
Development Projects
The UK is among the top-ranked nations for investment in property development projects. The demand for new housing remains strong and robust mainly due to the ever-increasing population.With us, you’ll have access to only the most financially sound and successful development projects. We help organise everything from concept to completion and also offer guidance on building relations with top-ranking builders and investors so that you are always in control.
Auction Properties
Many investors decide to bypass the traditional estate agent route and look to invest through property auctions in order to enjoy that elusive bargain. And it’s easy to understand why after looking at a property auctioneer’s catalogue just once.Simply put, there are serious bargains that are begging for attention, and if you happen to be at the right place at the right time, you can walk away with a dream investment for a fraction of what you’d normally pay. Our team will help you make the most of property auctions for investment.